Savings It is a word that we all think about but that we don’t all care to do. When is it good to save and when is it good to indulge? How much should you save? How should you judge your ability to repay credit card debt? These are all very basic questions but are very important ones that this country and its people don’t ask themselves enough. If I took away all your credit cards; could you survive? Most people will tell you that they will, but the reality is that they are lying to themselves as they believe that they will always have these items available for them. What if this was all about to change? As we enter a global recession. Are you ready?

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